Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 : PA-Title-Insurance-Agent valid dump

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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. An agent who collects money from an insured and holds it for payment to the insurer is

A) acting in a fiduciary capacity.
B) commingling funds.
C) providing coverage.
D) wrongfully withholding funds.

2. Which of the following statements is true concerning an unrecorded deed?

A) it need not name the grantee
B) it need not contain a legal description
C) it does not give constructive notice of ownership
D) it is not valid between the grantor and the grantee

3. Which of the following is considered a voluntary lien?

A) Mortgage lien.
B) State tax lien.
C) Construction lien.
D) Real estate tax lien.

4. According to the Fair Credit Reporting Act, an insurer needs to do all of the following, EXCEPT

A) inform the applicant about the scope of an investigation.
B) inform the applicant that an investigation is being conducted.
C) discuss any credit history inconsistencies with the applicant.
D) notify the applicant if an application is denied.

5. A notarized deed ensures that the

A) deed can be recorded.
B) deed is legally binding.
C) title is clear.
D) title is transferred.

Solutions: