Insurance Licensing InsNV_Health02 actual dump : NV Accident and Health

InsNV_Health02
  • Exam Code: InsNV_Health02
  • Exam Name: NV Accident and Health
  • Updated: Oct 04, 2026
  • Q & A: 132 Questions and Answers

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About Insurance Licensing InsNV_Health02 Exam Questions

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Insurance Licensing InsNV_Health02 Exam Syllabus Topics:

SectionObjectives
Topic 1: Accident and Health Insurance Fundamentals- Medical Expense Insurance
  • 1. Major medical plans
    • 2. Hospital, surgical, and physician expense coverage
      - Types of Health Insurance Policies
      • 1. Individual health insurance
        • 2. Group health insurance
          • 3. Managed care plans
            - Disability Income Insurance
            • 1. Elimination periods and benefit periods
              • 2. Disability definitions and benefits
                Topic 2: Insurance Basics- Insurance Contracts
                • 1. Contract elements
                  • 2. Policy provisions, riders, and exclusions
                    - Risk Management and Insurance Concepts
                    • 1. Insurance principles and contract characteristics
                      • 2. Types of risk and methods of handling risk
                        Topic 3: Producer Duties and Ethics- Ethical Responsibilities
                        • 1. Consumer protection requirements
                          • 2. Fiduciary responsibilities
                            - Sales Practices
                            • 1. Advertising and marketing rules
                              • 2. Unfair trade practices
                                Topic 4: Health Insurance Policy Provisions- Claims and Benefits
                                • 1. Claim procedures
                                  • 2. Benefit determination and payment
                                    - Mandatory and Optional Provisions
                                    • 1. Renewability provisions
                                      • 2. Policy requirements and clauses
                                        Topic 5: General Insurance Regulation- Licensing Requirements and Responsibilities
                                        • 1. Producer licensing requirements
                                          • 2. Continuing education and license maintenance
                                            - Nevada Insurance Department and Regulatory Authority
                                            • 1. Commissioner of Insurance powers and duties
                                              • 2. Insurance laws, rules, and regulations
                                                Topic 6: Government Health Insurance Programs- Medicare
                                                • 1. Medicare parts and eligibility
                                                  • 2. Medicare supplement insurance
                                                    - Medicaid and Other Programs
                                                    • 1. Medicaid eligibility and coverage

                                                      Insurance Licensing NV Accident and Health Sample Questions:

                                                      Question #1

                                                      Under an individual health policy issued in Nevada, a newborn is automatically covered for a MAXIMUM of how many days after birth?

                                                      • A. Two
                                                      • B. Five
                                                      • C. Thirty-one
                                                      • D. Ten
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: C  🗳️

                                                      Explanation: Only visible for Actual4Dumps members. You can sign-up / login (it's free).

                                                      Question #2

                                                      Which type of health insurance is designed primarily to reimburse medical expenses such as hospital, surgical, and physician charges?

                                                      • A. Disability income insurance
                                                      • B. Medical expense insurance
                                                      • C. Accidental death insurance
                                                      • D. Credit life insurance
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: B  🗳️

                                                      Explanation: Only visible for Actual4Dumps members. You can sign-up / login (it's free).

                                                      Question #3

                                                      Under a Medicare Supplement policy that is issued in response to a direct solicitation, a policyowner may return the policy to the insurance company for a full premium refund within a MAXIMUM of how many days?

                                                      • A. Thirty
                                                      • B. Ten
                                                      • C. Sixty
                                                      • D. Forty-five
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: A  🗳️

                                                      Explanation: Only visible for Actual4Dumps members. You can sign-up / login (it's free).

                                                      Question #4

                                                      Under an Accidental Death and Dismemberment policy, in which of the following circumstances will an autopsy NOT be performed?

                                                      • A. When the beneficiary refuses to give consent
                                                      • B. When the cause of death was an illness
                                                      • C. When the cause of death was an accident
                                                      • D. When it is prohibited by law
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: D  🗳️

                                                      Explanation: Only visible for Actual4Dumps members. You can sign-up / login (it's free).

                                                      Question #5

                                                      J and K are married and have several children. J is the primary beneficiary on K ' s Accidental Death and Dismemberment (AD & D) policy, and K ' s sibling, L, is the contingent beneficiary. J, K, and L are involved in a train accident, and K and L are killed instantly. The Accidental Death benefits will be paid to:

                                                      • A. K ' s estate
                                                      • B. J and K ' s estate
                                                      • C. L ' s estate
                                                      • D. J only
                                                      Reveal Solution  Discussion  0

                                                      Correct Answer: D  🗳️

                                                      Explanation: Only visible for Actual4Dumps members. You can sign-up / login (it's free).

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