Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance actual dump : Virginia Life, Annuities, and Health Insurance Examination Series 11-01

Virginia-Life-Annuities-and-Health-Insurance
  • Exam Code: Virginia-Life-Annuities-and-Health-Insurance
  • Exam Name: Virginia Life, Annuities, and Health Insurance Examination Series 11-01
  • Updated: Sep 21, 2026
  • Q & A: 418 Questions and Answers

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About Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Questions

PDF, desktop test engine, or online test engine — Actual4Dumps lets you prepare for the Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 whichever way fits your routine. All three formats cover the same 418 practice questions written for the 2026 Virginia-Life-Annuities-and-Health-Insurance syllabus.

Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Overview:

Certification Vendor:Virginia State Corporation Commission - Bureau of Insurance
Exam Name:Virginia Life, Annuities, and Health Insurance Examination Series 11-01
Exam Number:11-01
Real Exam Qty:150
Passing Score:70%
Available Languages:English
Certificate Validity Period:2 years (renewable)
Exam Duration:150 minutes
Exam Format:Multiple Choice
Exam Price:$35 USD
Related Certifications:Virginia Property & Casualty Insurance (Series 11-03)
Virginia Personal Lines Insurance (Series 11-04)
Recommended Training:Virginia Bureau of Insurance Study Materials
Exam Registration:Virginia SCC Licensing Portal
Prometric Registration
Sample Questions:Free Download Latest Virginia-Life-Annuities-and-Health-Insurance actual dumps
Exam Way:Computer-based, delivered at Prometric test centers; online proctoring available
Pre Condition:No formal education or experience prerequisites; must be at least 18 years old, resident or non-resident applying for Virginia license; no prior exam required
Official Syllabus URL:https://www.scc.virginia.gov/pages/Bureau-of-Insurance

Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam Syllabus Topics:

SectionWeightObjectives
Life Taxation and Qualified Plans4%- Tax treatment
  • 1. Qualified retirement plans basics
  • 2. Federal income tax rules for life and annuities
Group and Dental Coverage6%- Group Insurance
  • 1. Federal and state group regulations
  • 2. Group health eligibility and underwriting
- Dental Insurance
  • 1. Plan types and benefit structures
Life Insurance and Annuities33%- Annuities
  • 1. Fixed and variable annuity contracts
  • 2. Taxation and distribution rules
- Life Insurance Basics
  • 1. Policy provisions, options and riders
  • 2. Types of life policies
Insurance Regulation10%- Virginia Insurance Regulatory Authority
  • 1. Licensing requirements and procedures
  • 2. State Corporation Commission jurisdiction
  • 3. Unfair trade practices and compliance rules
Senior and Special-Needs Markets11%- Medicare and Supplements
  • 1. Medicare parts and eligibility
  • 2. Medicare supplement policies (Medigap)
- Long-Term Care
  • 1. Long-term care insurance requirements
  • 2. State and federal standards
Health and Medical Insurance Core28%- Disability Income and Medical Plans
  • 1. Disability income policies
  • 2. Major medical and managed care plans
- Health Insurance Basics
  • 1. Individual health insurance regulations
  • 2. Policy structures and provisions
Health Insurance Taxation2%- Tax rules
  • 1. Federal tax treatment of health benefits
General Insurance Concepts6%- Fundamental principles
  • 1. Risk management and insurance purpose
  • 2. Agency relationships and duties
  • 3. Contract law and policy structure

Common Questions About the Virginia Insurance Virginia-Life-Annuities-and-Health-Insurance Exam

The Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 is the official Virginia Insurance exam that leads to the Virginia Life, Annuities, and Health Insurance Producer License certification at the Entry / Professional License level. Passing it validates your skills against Virginia Insurance standards and proves your qualification to current and future employers. The credential is also connected with related certifications such as Virginia Property & Casualty Insurance (Series 11-03), Virginia Personal Lines Insurance (Series 11-04), so it can serve as a solid step in a broader certification path.

The Virginia-Life-Annuities-and-Health-Insurance exam has 150 questions in total and must be completed within 150 minutes. That leaves only a narrow time budget per item, so train yourself to flag a difficult question, move on, and circle back later instead of getting stuck. A week or two before your test date, run at least one full timed mock exam in the Actual4Dumps desktop or online test engine under the same 150 minutes limit, and repeat until you can finish with a few minutes left for review.

The passing score for the Virginia-Life-Annuities-and-Health-Insurance exam is 70%, and the official registration fee is $35 USD. Keep in mind that a failed attempt is not discounted — retaking the exam means paying the full fee again — so it is wise not to book your seat until your practice scores sit comfortably above the passing mark. Working through the 418 questions at Actual4Dumps in timed mode is a reliable way to judge when you are truly ready.

Virginia Insurance sets the following requirement for the Virginia-Life-Annuities-and-Health-Insurance exam: No formal education or experience prerequisites; must be at least 18 years old, resident or non-resident applying for Virginia license; no prior exam required. Eligibility rules can change from time to time, so always confirm the current prerequisites on the official exam page at https://www.scc.virginia.gov/pages/Bureau-of-Insurance before you register.

You can register for the Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 through the following official channels:

The Virginia-Life-Annuities-and-Health-Insurance exam is delivered as Computer-based, delivered at Prometric test centers; online proctoring available, so review the technical and check-in requirements for that format when you schedule your appointment.

Virginia Insurance recommends the following official training options for the Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01:

Official courses build the theory, and pairing them with the 418 practice questions from Actual4Dumps turns that knowledge into exam-ready answers.

Yes. Actual4Dumps offers a free PDF demo for the Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01, so you can review real sample questions and judge the quality before paying anything. After your purchase, you receive 365 days of free updates — whenever the question pool changes, you get the latest version at no cost. Once that period expires, you can extend your update service at a 50% discount from your member zone.

If you take the Virginia-Life-Annuities-and-Health-Insurance exam within 60 days of your purchase and do not pass, you can apply for a full refund under our 100% Money Back Guarantee. To qualify, submit a scanned copy of your exam enrollment slip together with your official Score Report (PDF) within 2 days after the exam date, and your claim will be processed within 7 days. Note that the guarantee applies only to the corresponding exam: attempts taken within 3 days of purchase, downloaded-but-unused materials, free resources, and expired orders are not eligible, and the candidate name must match the purchaser name. If you would rather not refund, you can exchange the product for two free exam products of equal value while keeping the update service on your original purchase.

Delivery is instant: your files are available to download right after payment and are also sent to your email within one minute. If nothing arrives within 2 hours, contact our support team (and check your spam folder first). There is no limit on the number of computers you can install the product on.

The Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 is organized into 8 domains. Among the first ones are Senior and Special-Needs Markets (11%), Health Insurance Taxation (2%), Group and Dental Coverage (6%), and the remaining domains cover the rest of the official objectives. For the complete topic breakdown with every subtopic, see the full Virginia-Life-Annuities-and-Health-Insurance exam outline above on this page.

Virginia Insurance Virginia Life, Annuities, and Health Insurance Examination Series 11-01 Sample Questions:

Question #1

All of the following factors may be considered in individual disability income insurance underwriting EXCEPT:

  • A. Gender
  • B. Occupation
  • C. Religion
  • D. Age
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #2

(All employer-sponsored qualified retirement plans are generally required to open participation to any employee age 21 or over with a minimum of how many years of service?)

  • A. 5 years
  • B. 3 years
  • C. 7 years
  • D. 1 year
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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Question #3

A group life insurance plan must insure all eligible employees if the:

  • A. Group was formed for the express purpose of obtaining insurance
  • B. Employer pays for a group health insurance plan
  • C. Employer pays the entire premium
  • D. Employees are covered under a retirement plan
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

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Question #4

Before being tested for HIV, a health insurance applicant must:

  • A. Pay for the test
  • B. Sign a consent form
  • C. Provide evidence of insurability
  • D. Sign a waiver of treatment
Reveal Solution  Discussion  0

Correct Answer: B  🗳️

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Question #5

No existing agent's license will be revoked until:

  • A. A cease and desist order has been issued
  • B. A jury has decided upon such action
  • C. At least three violations have been incurred
  • D. The agent has been afforded a right to a hearing on the charges
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

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