CII E05 actual dump : Examination element of M05 Insurance law

E05
  • Exam Code: E05
  • Exam Name: Examination element of M05 Insurance law
  • Updated: Sep 16, 2026
  • Q & A: 52 Questions and Answers

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About CII E05 Exam Questions

Walking into the E05 exam without ever sitting a timed mock test is an unnecessary risk. The Actual4Dumps test engines recreate real exam conditions for the CII Examination element of M05 Insurance law, so pacing and pressure feel familiar long before the real thing.

CII E05 Exam Overview:

Certification Vendor:Chartered Insurance Institute (CII)
Exam Name:Examination element of M05 Insurance law
Exam Number:E05
Exam Format:Multiple Choice Questions (MCQ), Multiple Response Questions
Related Certifications:Diploma in Insurance
Exam Duration:60 minutes
Real Exam Qty:50
Available Languages:English
Passing Score:65%
Sample Questions:Free Download Latest E05 actual dumps
Exam Way:Computer-based examination available at CII test centres and through remote online invigilation.
Pre Condition:Knowledge equivalent to IF1 Insurance, Legal and Regulatory is recommended but not mandatory.
Official Syllabus URL:https://www.cii.co.uk/learning/qualifications/unit-insurance-law-m05/

CII E05 Exam Syllabus Topics:

SectionObjectives
Law of Torts- Principles of tort law
  • 1. Negligence
  • 2. Liability and remedies
  • 3. Nuisance
  • 4. Defamation
Formation of Insurance Contracts- Insurance contract principles
  • 1. Consumer and commercial insurance law
  • 2. Insurable interest
  • 3. Utmost good faith
  • 4. Disclosure and fair presentation
Indemnity and Measurement of Loss- Application of indemnity
  • 1. Calculation of losses
  • 2. Methods of indemnification
Subrogation and Contribution- Recovery and sharing of losses
  • 1. Contribution between insurers
  • 2. Subrogation rights
Nature and Sources of English Law and Natural Legal Persons- Nature and sources of English law
  • 1. Legal systems and sources of law
  • 2. Natural and legal persons
Law of Contract- Contract formation and operation
  • 1. Terms of contract
  • 2. Offer and acceptance
  • 3. Consideration
  • 4. Breach and remedies
Insurance Claims- Claims process and legal principles
  • 1. Notification and handling of claims
  • 2. Rights and obligations of parties
  • 3. Claims settlement
Insurance Contract Terms and Vitiating Factors- Policy terms and validity
  • 1. Representations and misrepresentations
  • 2. Conditions and warranties
  • 3. Effects of breach
  • 4. Fraud
Law of Agency and Insurance- Agency relationships
  • 1. Creation of agency
  • 2. Duties and liabilities
  • 3. Authority of agents

Common Questions About the CII E05 Exam

The CII Examination element of M05 Insurance law is the official CII exam that leads to the Insurance Law (M05) certification at the Level 4 level. Passing it validates your skills against CII standards and proves your qualification to current and future employers. The credential is also connected with related certifications such as Diploma in Insurance, so it can serve as a solid step in a broader certification path.

The E05 exam has 50 questions in total and must be completed within 60 minutes. That leaves only a narrow time budget per item, so train yourself to flag a difficult question, move on, and circle back later instead of getting stuck. A week or two before your test date, run at least one full timed mock exam in the Actual4Dumps desktop or online test engine under the same 60 minutes limit, and repeat until you can finish with a few minutes left for review.

CII sets the following requirement for the E05 exam: Knowledge equivalent to IF1 Insurance, Legal and Regulatory is recommended but not mandatory.. Eligibility rules can change from time to time, so always confirm the current prerequisites on the official exam page at https://www.cii.co.uk/learning/qualifications/unit-insurance-law-m05/ before you register.

Yes. Actual4Dumps offers a free PDF demo for the CII Examination element of M05 Insurance law, so you can review real sample questions and judge the quality before paying anything. After your purchase, you receive 365 days of free updates — whenever the question pool changes, you get the latest version at no cost. Once that period expires, you can extend your update service at a 50% discount from your member zone.

If you take the E05 exam within 60 days of your purchase and do not pass, you can apply for a full refund under our 100% Money Back Guarantee. To qualify, submit a scanned copy of your exam enrollment slip together with your official Score Report (PDF) within 2 days after the exam date, and your claim will be processed within 7 days. Note that the guarantee applies only to the corresponding exam: attempts taken within 3 days of purchase, downloaded-but-unused materials, free resources, and expired orders are not eligible, and the candidate name must match the purchaser name. If you would rather not refund, you can exchange the product for two free exam products of equal value while keeping the update service on your original purchase.

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The CII Examination element of M05 Insurance law is organized into 9 domains. Among the first ones are Formation of Insurance Contracts, Indemnity and Measurement of Loss, Law of Torts, and the remaining domains cover the rest of the official objectives. For the complete topic breakdown with every subtopic, see the full E05 exam outline above on this page.

CII Examination element of M05 Insurance law Sample Questions:

Question #1

What is the intended purpose of a subrogation waiver clause in an insurance po

  • A. Cover is suspended whilst the insurer pursues an action for subrogation.
  • B. The insured has a duty to ensure that the insurer's subrogation rights are maintained.
  • C. The insurer's subrogation rights will not be exercised against certain parties associated with the insured.
  • D. The doctrine of subrogation is excluded from the policy.
Reveal Solution  Discussion  0

Correct Answer: C  🗳️

Question #2

A person insures her own life under a life insurance policy but does so expressly for the benefit of another. To facilitate this, which type of arrangement is most commonly established?

  • A. Trust.
  • B. Lien.
  • C. Coinsurance.
  • D. Power of Attorney.
Reveal Solution  Discussion  0

Correct Answer: A  🗳️

Question #3

What is the most common for of corporation?

  • A. Corporation sole.
  • B. Chartered corporation.
  • C. Statutory corporation.
  • D. Registered corporation.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Question #4

Which divisional court of the High Court includes a Commercial Court?

  • A. Queen's Bench Division.
  • B. Partnership Division.
  • C. Family Division.
  • D. Chancery Division.
Reveal Solution  Discussion  0

Correct Answer: D  🗳️

Question #5

For this question more than 1 option is correct. You must select all the correct options to gain the mark. In a consumer insurance policy, a warranty can arise as

  • A. a basis of the contract clause.
  • B. an express term.
  • C. a continuing warranty.
  • D. an exception clause.
Reveal Solution  Discussion  0

Correct Answer: A,B  🗳️

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